Cashusa.com is here to help you on your terms.

Simply choose your loan amount and we connect you with the lender

Get up to $10,000

In Your Checking Account

 

Time Is On Your Side

Because time is valuable, we have designed a step by step process to guide you through the process:

Always Safe & Secure

Our website utilizes the most state-of-the-art Internet encryption technology available, so you can be sure that the personal information included in your application will be 100 percent protected from outside access.

You’ve Found A Friend

We’re here for one purpose: to assist you in getting the money you need so you can get the things you want. We want to help, and we can best do that by enabling you to acquire funds quickly, easily and without hassle.

 
 

“I was able to find the best option possible for my needs. I was very satisfied with the customer service rep as well.”

Recent Customer Review - 05-12-2016

 

Lending Policy

Cashusa.com is dedicated to equipping consumers with the knowledge necessary to make informed, responsible loan decisions.

Fair Lending

Our policies adhere to the Truth in Lending Act (TLA). The TLA requires that before a consumer assumes any obligation to initiate the loan process, they must be presented, in writing, with the exact rates, fees, rollover charges and other details of their loan, not to exceed state regulatory legislation.

The Dodd-Frank Wall Street Reform Act states that all lenders must engage in “fair lending,” which is defined as “fair, equitable, and nondiscriminatory access to credit for consumers.” Dodd-Frank also tasks the Consumer Financial Protection Bureau with the enforcement of fair lending regulations. Consumers using cashusa.com are urged to file a complaint with the agency should any problems arise with their cash loans.

Fair Debt Collection Practices

For consumers repaying their loans, cashusa.com follows all provisions of the Fair Debt Collection Practices Act (FDCPA) enforced by the Federal Trade Commission. While cashusa.com is not an actual lender and, as a result, does not collect debts from consumers, we nonetheless require all lenders in our network to follow the statutes. These include the following:

  • Lenders cannot contact consumers by telephone before 8 a.m. or after 9 p.m.
  • Lenders cannot contact consumers with the intent to annoy, harass, etc., or use abusive language at any time.
  • Lenders cannot collect debt through deception or misrepresentation.
  • Lenders cannot threaten legal recourse when no legal action is permitted.

Should a lender be found to be in violation of any FDCPA statutes, cashusa.com will not hesitate to expel the company from our lender network and report them to the FTC.

State Regulations

While all lenders and cashusa.com follow federal regulations, individual states also have laws for lending within their borders. These include regulations dealing with strict adherence to limits on interest rates, rollovers and fees, maximum loan terms, cool-off periods between loans, presentment and more.